In an interview regarding social security on Finra, Columnist Veronica Dagher asked David Giertz his thoughts on financial advisors talking to their clients about social security. The President of Nationwide Financial stated that through a study of consumers on whitepages.com involving people who are retired or ten years from retirement make claims that their advisors never spoke to them about social security.
In that same survey, David Giertz discovered that 4 out of 5 people would leave to seek out another financial advisor if their current one wasn’t talking to them about social security. Giertz believes one of the reasons advisors don’t tell their clients about social security is because the topic is very complex; involving over 2,700 rules. The complexity of social security makes it more difficult for advisors to have a clean understanding of the topic on wsj.com.
David Giertz doesn’t agree with advisors who believe social security is too difficult. Part of an advisor’s job is to give retirement planning advice to their clients and social security is part of the retirement planning process. With the possibility of social security being up to 40 percent of a person’s retirement planning, it is important that advisors take an interest in the topic. David Giertz feels that social security is an opportunity for clients to maximize their retirement, and advisors should feel obligated to educate themselves on the topic for their clients’ best interests.
David Giertz has held many positions within the Nationwide family. He was the company’s Vice President of Nationwide Financial Sales until 2009 at https://www.nationwide.com/about-us/040114-nf-new-mobile-app.jsp, when he became Vice President of sales at Nationwide Financial Services, Inc.
He is the President, Vice President and Director of numerous other companies belonging to Nationwide. David Giertz is also the President of Nationwide Financial Distributors, Inc., and the Senior Vice President of Nationwide Financial Distribution and Sales at Nationwide Life Insurance Company.
Law is one of the most sought after professions in Brazil. The country’s legal system has seen some major transformation since its independence in 1822 and currently, follows the Italian Civil Code. The fundamental legal system is based on Portuguese law, but has influences from other European counterparts as well, including French, German and Italian law. The country has a thriving justice system, and the apex court of the country is Federal Supreme Court. Brazil has 26 states, and each of the federated states has the authority to devise its laws and constitutions, governed principally by the Federal Constitution.
There are many lawyers and law firms in the country, but one of the most prominent law firms in the country is Tosto and Barros Advogados. One of the founders and partners of the enterprise is Ricardo Tosto, who remains as one of the most respected, credible and successful attorneys in Brazil. Starting out at a small law firm after completing his studies in law, he was soon appointed in one of the leading law firms in the country.
After working for several years with the leading law firm, Ricardo Tosto started his law enterprise named above. Tosto and Barros Advogados handle a wide variety of legal cases and specialize in high-value litigations and corporate law. The company has many public figures and multinational corporations based in Brazil as its clients. Ricardo’s firm is one of the most successful law firms in the country and considered a market leader in class action lawsuits, corporate law, and high-value litigations.
Ricardo Tosto draws from his personal experience of over three decades in law to provide strategic inputs that drive the cases to its success. Ricardo Tosto is a member of the International Bar Association, Brazilian Bar Association, and many other leading law associations and committees, locally and internationally. Ricardo Tosto completed his graduation in law from the respected Mackenzie Presbyterian University and did extension in Business Administration from Armando Alvares Penteado Foundation.
https://www.pinterest.com/ricardotosto for more.
Mexico is known to be the largest producer of oil in Latin America. The company opened its doors to serve the energy industry at a time when the economy of Brazil had started to see a boom. In the year 1979, the company started working for this industry providing their employees with food and lodging services. The company was interested in doing everything possible to ensure that this industry workers had access to quality food and accommodation services. It was only a few years later that the company started to offer transportation services. At the time, they would only transport the oil industry workers to and fro their work stations. While on board, they provided them with food and accommodation. The vessels Apollo and Gemini were bought for this job.
Over a decade down the line, the innovative Cotemar decided that they would bring on board vessels that would transport liquids separately. Since then, the company has never looked back. They have since acquired vessels that deal in the transportation of cargo only, liquid and employees and submerged vessels that can be tuned to offer whatever services their clients want. Today, the company boast of a fleet of over 30 vessels. These vessels are capable of carrying up to 450 people. They contain 2 and 4 person cabins. The cabins are maintained and cleaned on a regular basis. They also have common areas with TV and other relaxation amenities. Travelling on these vessels is a lifetime experience that various employees get to enjoy every day.
Integrity is one value that is highly regarded by this company. They train their employees to be at their best while at work. They expect them to deliver nothing short of excellence. They have established sustainability standards so that they operate without creating adverse effects on the environment. This has led the company to being known as an industrial leader.
Talk to the employees who work for Cotemar and they all agree on one thing, their jobs are satisfactory. They are exposed to world-class standards when it comes to the working environment. They are comfortable working for the company knowing that all policies are put in place with their best interest at heart. You will find employees in various departments including construction, engineering, laundry, and catering.
Jeffry Schneider is the founder and creator of Ascendant Capital, LLC. The firm is based in Colorado and is seen to offer advisory and investment service on the entire loan mortgage industry. As the founder of the company, his mission is to eventually become the trusted liaison who funds sponsors and any accredited financial intermediary who is looking to diversify risks and maximizing returns. With the firm’s diverse range of education, operational services, innovative approach to financing and marketing structure, it has been able to raise funds for both emerging and established asset fund sponsors. Jeffry and his company provide mortgage origination, loan sale, portfolio management and advisory services.
For him to achieve his primary goal, Schneider works with a network of broker-dealers, private banks, family officers and registered investments to assist in distributing private and public offerings all over the world. Mr. Schneider manages all his working colleagues who are professionals structuring, sourcing and supporting innovative investments offerings. Founded in 2011, Ascendant Capital has grown over the years. Currently, the firm operates in three prominent business units which include; Investments through Ascendant Capital Management, Advisory and loan sale services through Ascendant Capital, LLC and mortgage lending with the help of ascendant Mortgage Corporation.
All the company’s growth was achieved under the leadership of Jeffry Schneider who was always there to work with his team. Over the last five years, the firm has rapidly developed from having two employees to thirty employees. When employees increase in any business, it simply means the business is in need of a workforce as the duties required to be done numerous. With the help of the employees and Jeffry leadership, the company has raised more than a billion dollars in favor of various managers. The capital collected by the firm is used to purchase auto dealerships, tech companies, Real estate among other assets.
An element that has been noted to play a part in the firm’s success is the culture practiced by the company’s employees and leaders. The environment in which all transactions are done relies on dialogue and trust between the employees. The idea of transparency between the employees is seen to be extended externally something Jeffry Schneider pride himself. The company always aims to put their investors top of their priorities regardless of the firm’s alignment of interests. According to Mr. Schneider, alternative investment is the guaranteed way to reduce volatility and diversify holdings with consideration of how the market is currently.
With his education background, Mr. Schneider graduated from the University of Massachusetts, and his work experience he has been able to assure the investors of his leadership skills thus gaining their trust. Ascendant Capital, LLC is lucky to be under the Directorate of Jeffry Schneider as he has all the qualities a leader should have.
Global activewear designer, Fabletics, have quelled the outcry of women burdened by dress code standards that don’t celebrate them. The e-commerce platform made its debut in 2013. It’s run by Hollywood actress Kate Hudson and Techstyle creators Don Ressler and Adam Goldenberg. It initially committed to a subscription-only marketing model. The membership afforded subscribers access to limited-edition fashion recommendations based on personal tastes. Kate Hudson’s long-nurtured fashion sense and active lifestyle inspired the brand’s designs. A celebrated NYT (New York Times) bestseller, Kate wrote and released “Pretty Happy: Healthy Ways to Love Your Body.” It chronicles a journey that bridges a connection between fitness, health, and fashion.
When Kate proposed her ideas to Techstyle founders, it quickly inspired a deal. Two years in, Fabletics sales growth reached triple digits. Under Armour and Nike is the company’s biggest competition today. With in-house manufacturing, Fabletics launches new styles quickly and still achieves superior production. Furthermore, Hudson, Goldenberg, and Ressler have injected themselves in every aspect of the process. The Fabletics team value customer feedback, which is a key component of the manufacturing process. With demands growing constantly, Fabletics launched some 18 franchise stores and further expansion is underway. Its reach extends to Canada, Germany, Australia, Spain, the UK, France and the Netherlands. It currently serves over a million VIP subscribers globally. With the company’s data-driven concept, they’ve eliminated overproduction and keep accuracy above 95 percent. This is a winning angle for any young, flourishing empire. The franchise has also received an A-rating by the BBB (Better Business Bureau). With the rebranding from Fabletics to “Techstyle,” it’s driving the advent of revolutionizing activewear fashion.
For Adam Goldenberg, becoming an entrepreneur is a birthright. His billion-dollar fashion empire, JustFab generate over $650 million annually. He’s been dubbed the industry’s “youngest COO” during his teenage years. Goldenberg strives to succeed in any business endeavor and has an eye for talent. The task of selecting talent to collaborate on business projects comes rather easily. A model family man, his bio on any site shows Goldenberg won’t pass on an opportunity to entertain loved ones. Additionally, he enjoys snowboarding when he’s not committed to business dealings.
Goldenberg cannot imagine a day in the office without coffee. He’s focused on interpreting the behavior of consumers and the industry. With this, it became evident that he needed a model that complemented all dynamics. He found a way to put customer interests first, in turn, integrating a model that incentivize the business. His empire “JustFab, Inc.” launched sister companies Shoedazzle, Fab Kids, FL2, and Fabletics. Pushing forward, Goldenberg is eager to expand his expertise on “brand tribes.” He’s confident it’s the key to evolving next-generation fashion. Read more about Adam Goldenberg on his CrunchBase executive profile: https://www.crunchbase.com/person/adam-goldenberg
Talk Fusion is an organization that is dedicated to assist different communities in the universe especially on enhancing their day to day lives. So far Talk Fusion has changed the lives of many people by helping them accomplish some of their goals.
Some of the philanthropic efforts of the company are distributing $1 million to the Human Society of Tampa Bay. This accomplishment wouldn’t be seen if not because of their effort and devotion. This contribution made a change for the animals in the Indonesian Orphanage.
According to Biz Journals, Bob Reina is the founder of Talk Fusion and he believes in taking action and not just speaking. Together with his team, he has worked hard for the company to keep being prosperous. Bob Reina has explored his skills and has also guided his team member at the company to achieve their goals. Talk Fusion has now created fresh platforms that enable members to give free account to whatever service they require. Video emails, live meetings and video chat are some of the accounts available on the podium.
Talk Fusion has come to the aid of a number of charitable organizations. These organizations use the marketing online services like video emails to pass across information to other individuals. These marketing services have helped so many people develop especially in their businesses.
Bob Reina from the information above is an accomplished entrepreneur who has made a great difference in people’s lives. He is the CEO as well as the founder of Talk Fusion. Talk Fusion is a company that uses video emails and other marketing platforms as a way of communication.
Bob Reina believes that for one to have prosperity in entrepreneurship he must adhere to; stability, competency and commitment. He has always followed these three values and hence has been successful.
He served as a police officer before deciding to explore entrepreneurship. He emerged into creating network marketing in the year 1990. After sometime, he explored what he had learnt by working as an associate. Now Bo Reina is a fully pledged entrepreneur who has made his passion a success and by also helping so many people.
When it comes to music streaming, there is a new sheriff in town. Tidal is the music streaming service that is giving people a lot of things to talk about. This is a company that has gained a lot of attention as one of the most significant sources of music for people that want to stream. Desiree Perez appears to be the one that is leading the way along with Jay-Z, and this is a good sign that Tidal may be making some waves in the music industry.
At first Spotify was the leader that no one could see beyond. This was the company that has giving people access to a lot of different forms of music. There was some backlash, however, from Taylor Swift and Prince. When they removed music from Spotify it left the music streaming industry leader vulnerable. This allowed a company like Tidal to come in and get people interested in a new type of music streaming service. Perez has gotten in there and made people think about Tidal in a different way. She has made people see that there is a lot of value in Tidal and what Jay-Z was offering.
There is a good amount of buzz about the company that Jay-Z struggled with in the early days of existence. This company is really starting to change directions though. It has become this company that a lot of people are going to praise Jay-Z for what he is doing. This is a beautiful union of a team that has been able to build a customer base that has become loyal and Dez Perez knew how to make that happen. She made a conscious decision to help Jay-Z realize that it was all about exclusive content. If you could not get the content anywhere else, you would have to come to Tidal. That is what Jay-Z and Desiree Perez have done. That is how the business of music streaming has grown for Tidal. Now there is a lot of buzz about what this company is able to do. It is moving in a new direction.
Young professionals beginning life in the big cities across the United States of America have a reason to smile thanks to Magnises which is a brainchild of Billy McFarland. This is a black card that allows millennia’s living in the eastern coast cities of New York and Washington DC to enjoy exclusive deals available. This invention targets young people within the age of 21 and 35 years working in the fashion industry, technology, and finance industry. Currently, the services of this card are only available in these two cities. However, there are plans to expand the services to other cities that include Boston, Atlanta, and Chicago.
This card allows you to enjoy discounts at various joints which include restaurants, Bars, Clubs and even hotels. The card can also be used to book Galleries exhibition and access co-working spaces in these two cities. Some users of this service report that this card has allowed them to enter the best clubs in these cities with just $65 a month. They have also reported that they can spend a night at a hotel in New York for just $ 74 a night. Normally, these services are usually expensive, and the young people cannot afford them. Imagine accessing a co-working space in New York for just $99 a month. These are services that usually goes for about $500 a month.
However, to access this service, you would have to be referred by a friend and be vetted like the fraternities vet their members. Furthermore, you would have to part with about $250 annually. To understand the success of this facility, it has managed to attract around 13,000 users that consist of notable basketball players, famous actresses and film actors. Magnises was established by Billy McFarland in the year 2013. Billy is a school dropout and dropped out to follow his passion of running his businesses. To make the services even more awesome, he designed a virtual assistant called the Magnises NOW that can answer questions about the service and even recommend for you the best joint in your town. For instance, Magnises now takes about three minutes to answer your query about the hottest club joints in your area.
The science and technology industry is one of the most important professional industries in the world. Those that are in the science and technology industry should consider joining the Wessex Institute of Technology. This professional organization is a leading provider to the industry and can provide members with a number of different services that can help to enhance their careers.
One way that members of the Wessex Institute of Technology can see a boost in their careers is through networking. The organization will host dozens of different conferences and professional meetings every year. Thousands of members attend these conferences on a regular basis and spend a lot of time networking. This can help any member build their professional network, which could lead to new career opportunities.
The organization also hosts a job board. This job board includes postings of current positions available to members. All members will then have the opportunity to apply and discuss the jobs with potential employers.
Capitol Anesthesiology Association serves many hospitals and ambulatory care centers within the Austin,TX metro area. The team is made up of doctors and CRNA’S who are dedicated to providing the best of care to all patients in the community.
The medical professionals not only donate their medical knowledge but their presence as well to many charities in the community. Some of the organizations include Austin Smiles, Operation Smile, and Partnerships for Children among other noteworthy organizations. This association sees the joy and value of giving back to the community that cannot give back in return.
They also provide continuing medical education classes through its Dell Medical School. They have over 30 years of experience training local and international health care professionals in this world. Imagine learning from the best of the best and growing in your profession by absorbing all of the quality research that you are getting if you potentially enroll in this great learning community.
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