Banco Bradesco SA has a new chairman: Luiz Carlos Trabuco Cappi. The name is not new to Bradesco, Brazil’s financial sector, or even the whole of Brazil. He is the man that the former President Dilma Rousseff thought (in the first quarter of 2015) that he was best suited to manage the country’s Ministry of Finance. Because of his history with Bradesco that dates back to 1969, Luiz Carlos Trabuco Cappi declined the president’s offer.
When Luiz Carlos Trabuco Cappi received the request from the president, he was the CEO of Bradesco; a position he had held beginning in 2009. Also, 2015 was the year that he announced that Bradesco would purchase the Brazilian branch of HSBC Holdings Plc. for $5.2 billion.
Luiz Carlos Trabuco Cappi is taking over from the 91-year-old Lazaro de Mello Brandao. Brandao was the second chairman of the 74-year-old bank. The outgoing chairman replaced Amador Aguiar, the founder of the bank, in 1990. He was the chairman of Bradesco until October 11, 2017. He resigned having held the position for 25 years.
When Brandao replaced Aguiar as the chairman of Bradesco, he was already the president of the conglomerate. He assumed the presidency of Bradesco in 1981 and retired in 1999 allowing Márcio Cypriano to take over as the president of the bank. However, Brandao continued serving as the chairman.
Read more on folha.uol.com.br
Brandao and Luiz Carlos Trabuco Cappi share some similarities. For example, both executives started working at Bradesco as clerk. They joined the company as teenagers, Brandao was only 16 when he became part of the Osasco headquartered bank in 1943; Luiz Carlos Trabuco Cappi was 18-years-old when he started working at the group in 1969. The two have stuck with the company through thick and thin rising through several ranks of the company to become CEOs before eventually taking the chairmanship of the company.
However, the two held different views regarding how vacant leadership positions (such as those of heads of departments) should be filled in the bank. While Brandao thought it was wise to leave such positions to be filled exclusively by deserving Bradesco’s staff, Luiz Carlos Trabuco Cappi advocated for the same, but he remained open-minded. According to Luiz Carlos Trabuco Cappi, it is imperative to motivate the employees by promoting them, but in case there is lack of talent in the company, bringing experienced employees from competing firms or related companies would not harm the company. In fact, Bradesco would benefit from the new talent (s) regarding management, ideas, expertise, etc.
Luiz Carlos Trabuco Cappi who is currently 66-years-old will remain as the CEO of the bank until next year. His term will officially end when he turns 67 as the bank’s bylaws prohibit CEOs from exercising the powers of the office when they are past 67 years.
What’s next for Bradesco? The bank is currently looking for Luiz Carlos Trabuco Cappi’s replacement. There are seven professionals in prospect; Mauricio Machado de Minas, Alexandre da Silva Gluher, Domingos Figueiredo Abreu, Josué Augusto Pancini, Marcelo de Araujo Noronha, Octavio de Lazari, and André Rodrigues Cano.
It seems that the succession will be done as per Brandao’s wishes as the seven professionals under consideration are already part of Bradesco. In fact, most of them have worked and rose through the ranks just like Brandao and Luiz Carlos Trabuco Cappi. Although all of them are highly qualified, there can only be one CEO at the time. Brandao was appointed CEO of Bradesco when he was 55-years-old, Luiz Carlos Trabuco Cappi was 57. All the seven potential CEOs are in their 50’s. Apparently, to be Bradesco’s CEO, you must be 50 years and above.
For more information about Luiz Carlos Trabucco Cappi: https://g1.globo.com/economia/negocios/noticia/lazaro-brandao-renuncia-ao-conselho-de-administracao-do-bradesco.ghtml
Most people don’t feel confident about the mix-n-match style. Unless you are a seasoned interior designer, you may think that it will destroy your nicely planned space and make it look like a medley of contrasting concepts and trends that look like an ugly patchwork. Are you one of these people? Don’t worry! You’re not alone!
Fortunately, a mix-n-match style is not quite unfamiliar these days. The modern designers know how to bring various trends together and create a cohesive design out of them. Find out how it changes your interiors:
Add Interest with Texture.
Crown molding or decorative wall molding is a great way to jazz up the texture of a particular place. It has lovely architectural property to enhance the appearance of a space. Alex Moulding offered some modern styles that could be perfect with your home interior.
We know that texture is a great instrument in adding visual weight. Molding on the ceiling or wall add interest and keep the room grounded. Use several layers of panels to create a volume so that the elements grab immediate attention. You can also bring traditional or decorative moldings into a modern interior or a sleek profile into a heavily decorated room to create a contrasting effect.
This style is particularly excellent for offering the scope of bringing together your personal choices and design concepts. For example, if you are thinking of a kitchen makeover, you can mix up high uppers with open space and a single shelf for creating balanced storage and a fresh, artful impact. You can jazz up the look further with new countertops or backsplash.
Make Room for Lonesome Accessories.
Different types of objects gathered together are visually more compelling than standing lonely. The genre is also perfect to find new places for some unloved elements. For example, if you don’t find any suitable place for some upcycled old pine chairs or some repurposed lamp shades, bring them into your living room. The furnishings and décor of the room will give the newly added items an uplift.
Remember that there are no hard and fast rules for creating a mix and match style. You can apply your won decorating methods and style up a corner or an entire room the way you like. You can add charm and sweetness to an all-white room with leather elements, decorative elements, and colorful showpieces or sober up a vibrant place with matte finishes and neutral colors.
Enhance a Room with Patterns.
When you think of an eclectic design, patterns are one of the first things that will come to your mind. Mixing patterns and hues can create an adventurous décor and make a room sing. One way to keep harmony while combining various prints is to have something common in them to tie them together. It could be a matching color or a theme. Otherwise, you can also layer one main color with two or more accent hues.
Restraint is the Key
Mixing and matching mean pairing up various elements that belong to different genres. However, you should practice restraint so that a room does not look like a circus tent. If you are using fabrics for creating patterns, don’t incorporate more than three or four types. Besides, use plenty of neutrals in between to break the busy patterns if necessary.
You can also do it by bringing a couple of pieces of a furniture or accessory in a similar color but different shapes. For example, if you bring six chairs for your dining table in the same color but six different designs, you will create an excellent eclectic appearance without making it look too over-stimulating.
If you can decode the mystery of the mix-n-match style, you will have the confidence to navigate the design process. It liberates you from the age-old concept of sticking to just one school of thought. As it can bring positive changes to your home, apply the ideas when you are dealing with a renovation project.
The middle of North Carolina is home to lots of rural areas that don’t have as much economic activity as their larger counterparts. This often results in less medical care for patients that really need it, bad for communities at large. Imran Haque realized when he was in medical school that he needed to work in a rural area so he could make families feel better and monitor their performance and feelings over the years, hopefully taking care of them for the rest of Dr. Haque’s many years planned for the Asheboro and Ramseur areas.
This popular doctor is the owner and operator of Horizon Internal Medicine, a clinic that he operates for as a business and as a physician. He is one of the top doctors in Ramseur because it is not very large and he has been working for over 15 years, more than most doctors in the area – not to mention most doctors in general.
Haque offers a lot of different types of services, many of which are to increase the aesthetics of patients’ skin. Not many rural residents are privileged enough to have affordable places that perform these services. However, all the residents of central North Carolina know they can visit Dr. Imran for whatever problems they may have.
They might have to wake several weeks to get to see him because he’s so popular, but virtually everybody in the area knows that his services rival those of the best medical doctors in the entire Southeast United States of America.
Dr. Haque graduated from medical school in 1998, then going to the University of Virginia for a residency program. He finished in 2001 and immediately went to North Carolina to work at a hospital and slowly work up the number of patients he regularly saw.
If you have lived in Austin for very long you may have heard the name, Dr. Jennifer Walden. Not only is she a well-known Austin native and successful plastic surgeon, she’s also a media commentator and is well published in the field of cosmetic medicine. In addition to these achievements, she’s also a member of the Modern Aesthetics and Plastic Surgery Practice’s Board of Directors and serves on the board of directors for the American Society for Aesthetic Plastic Surgery. For Dr. Jennifer Walden, plastic surgery is more than just a profession she does for a living, it’s a passion that she wants to see grow and improve its technology develops and enables us to do more.
This passion for improvement is apparent in her work. When possible, she prefers to use the most advanced techniques and Technologies at her practice. She has been a Pioneer for Vectra, a 3D imaging technology that helps clients visualize and become comfortable with what they will look like after surgery. In many cases, clients can become very unsatisfied with the results they fantasize in their head. When using the software there is no chance for error; what you see is what you get and it’s much easier to become comfortable with your new look this way and more
Which is not pioneering the latest technology in the market she is seeking to develop her own tools and technology. This includes a wide variety of surgical instruments that are now carried by the accurate surgical and science corporation. In this way, she can give back to the surgical community, both to surgeons practicing aesthetic medicine as well as traditional medicine.
Dr. Walden is Austin’s most notable plastic surgeon because she’s always trying to do more for herself and her clients. When profession is guided by passion the results follow. There is no case more obvious than this then her ongoing work in plastic surgery & aesthetic medicine.
When two leading companies in the corrections market industry merged, namely Evercom and T-Netix, Securus Technologies was born. And with the combined strength of these two companies, Securus continues to provide prisons across North and Latin America the best technologies to improve the penitentiary environment, thus improving public safety outside.
Securus Technologies provide prisons with systems that allow the law enforcement community to listen in on inmate phone calls, enabling them to gather information for a case build up. In one instance, intel gathered through an inmate phone call lead to the arrest of a corrupt penitentiary staff member. In another case, a monitored phone call contained intel about drug selling inside the facility itself, inmate drug and alcohol use, presence of narcotics, contraband mobile devices, death threats, money laundering, information about a civilian who admitted to selling over the counter drugs at a much lower price and an incident where gunshots were fired.
Securus also developed a system called the Wireless Containment Solution. What it does is it prevents contraband mobile devices from connecting to mobile networks, rendering them useless. One of the most popular systems Securus has developed is the LBS system. At one point, it was reported that through the LBS system, authorities were able to recover more than a million of illegal assets, cash, and narcotics. The law enforcers who were responsible for this case said that without a doubt, it would have been very difficult, if not impossible to do it without Securus’ LBS system.
Securus Technologies also specializes in parolee tracking. Serving more than 2,600 penitentiaries in the Americas and more than 1,000,000 prisoners in the country. The company is well known for responsive customer service and state of the art systems. Securus Technologies is based in Dallas, Texas and has four regional offices located in Allen, Texas, Carrolton, Texas as well as Atlanta, Georgia.
Because the communication quality that Securus Technologies provides is much higher than the standard quality of communication providers, especially because Securus Technologies tries to implement new tech and ways for inmates to connect with their families, like smartphones applications and with guaranteed security and monitorization.
According to Jeremy Goldstein, some firms prefer providing their employees with stocks instead of money compensation. One of the reasons is to save money. However, the option might end up being complex, and problems can make firms curtail such kinds of benefits. For instance, the value of the stock may drop down significantly. This will make it difficult for employees to exercise the options they have. Similarly, the stockholders will also face the risk of having overhanging options. Employees are also wary of this kind of compensation method. They understand that at some point economy may go down and their options will be rendered worthless. In that case, stock options are considered to be casino tokens and not cash. Additionally, the compensation can result in issues relating to accounting burdens.
Nevertheless, stock option as a method of compensation still has its advantages. It is preferred over other options such as better insurance coverage, equities, or additional wages. Moreover, the beneficiary can boost his or her earnings if the value of corporation’s share rises. This will encourage employees to give priority to the success of the organization. The staff members will also work hard to satisfy the needs of the existing customers, develop innovative projects, and attract desirable clients as well. The best solution is to adopt good strategies regarding stock options, and one of the best options is known as knockout. It has similar vesting requirements and time limits as the conventional methods. However, employees can lose their shares if the value falls below the defined amount. For example, an employee can receive an option of buying a stock, which lasts for five years at $150 per year. If the share is provided under the knock-out option, it will expire when its value drops below $75.
About Jeremy Goldstein
Mr. Jeremy Goldstein is one of the associate partners at Jeremy Goldstein and Associates Law Firm. As a boutique law company, JLG & Associates is dedicated to advising CEOs, compensation communities, management teams, and executive teams on issues relating to compensation and corporate governance. Before he established his law firm, Jeremey Goldstein was an associate partner at Rosen, Lipton, Wachtell & Katz Law Firm. He has been involved in several corporate transactions in the past ten years of his career life.
Jeremey Goldstein is also a distinguished author and keynote speaker. Most of his writings are about issues relating to executive compensation and corporate governance. Examples of his written works include the Legal 500. He is also a board member of PAB (Professional Advisory Board) of the NYU.
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Waiakea water is a Hawaiian volcanic bottled water brand that was founded by Ryan Emmons on June 1, 2012. It is the best brand of volcanic water, according to 10bestwater.com. Waiakea water originates as both rain and snowmelt on the snow-capped peak of the Mauna Loa volcano in Hawaii. The water is then filtered by numerous volcanic porous rocks. During purification, Waiakea water is enriched with minerals and electrolytes that make it naturally delicious and alkaline. Waiakea’s mission is to provide sustainable and healthy water to its customers, as well as improve accessibility of clean water to people across the world.
Waiakea is slowly making a positive impact in the lives of many. This is because a certain percentage of the sales the firm makes is used to support Pump Aid. Pump Aid is a non-profit organization that builds and installs special pumps in remote areas across the globe. The pumps allow the locals to have direct access to reliable, clean and safe water. The pumps are also easy to maintain. Although the initiative can work in any part of the world, Waiakea has focused its initiative in Malawi. Malawi is a landlocked country in Africa with a very high mortality rate and nearly 17 million of its population live in isolated rural areas. Accessibility to clean water would greatly improve their lives, reduce mortality rate which may be caused by water-related diseases and greatly improve the country’s productivity. That is why Waiakea took it upon them to help these people. By just buying a bottle of Waiakea water, one can really make a great difference in people’s lives across the world, as the company will donate a week’s worth of water for every liter purchased.
Understanding the importance of sleep is critical, yet most people are so busy in life that they don’t recognize that they aren’t getting enough sleep. In order to function properly and be healthy, a person should get approximately 7 to 9 hours of quality sleep per night. But there are more factors than bad habits that can keep you from feeling rested. Statistics show that many people suffer from sleep apnea, which is a disorder that blocks the airway when you fall asleep. There are many health-related issues that people suffer from if they do not get enough rest. This list is long, but most people can recognize the signs and symptoms of sleep disruption. Some people may experience hair loss, bags under their eyes, fine lines and more severe issues such as high blood pressure, heart disease and low oxygen levels. When the airway is cut off at night, you’re not able to get proper blood flow to your body like you should. This poses a threat to your heart and other areas of your body. By recognizing the signs and symptoms, and keeping track of how much sleep you’re getting, you can improve your health in many ways.
Logan Stout and his wife, Haley, and two sons live in Frisco, Texas. He and his wife are both members and patrons of the “Boys and Girls Club” of Collin County, and the American Heart Association of North Texas. They are philanthropists and share a passion for youth health and fitness.
Logan Stout is passionate about people and helping people. Founder and CEO of IDLife, LLC., his goal is educating people about health and wellness and providing people with nutritional products to keep them that way. With IDLife, he joined forces with Troy Aikman, Jen Widerstrom, celebrity trainer, and Darwin Deason, billionaire.
He published “Stout Advice: The Secrets to Building Yourself,People and Teams” in 2013, as a way to help people develop their leadership skills. He founded the Dallas Patriots, a youth baseball team which mentors the local youth. The youth that graduate from the Dallas Patriots Baseball Organization are eligible to play college baseball and even participate in MLB draft.
Also partnered with INC Magazine’s “Most Popular Leadership Expert in the World,” John C. Maxwell, in aiding 196 countries with leadership and development training.
Logan Stout has made regular appearances on T.V. radio shows, and live events. He has been featured in articles in the Philadelphia Life Magazine, and was named “Man of the Year” by the magazine, as well. He has also been on CBS Radio, FOX, The Ticket and The Fan radio programs.
Logan Stout is a brain stormer. He loves ideas, and believes there is no bad idea, because all ideas have potential for something.
Health and wellness is what really excites Logan Stout the most. Helping people become their healthiest selves is what he aspires to do with his IDLife products. He believes that wellness starts with a healthy mind, because “thoughts lead to actions, actions lead to habits and habits to results”, if a person starts the day with a positive, healthy mind, the rest of it will fall into place.
Learn more about Logan Stout: http://thebrotalk.com/bro-bio/logan-stouts-journey-star-athlete-successful-entrepreneur/
There aren’t too many in the fashion e-commerce market that give Amazon reason to be concerned, and that is saying quite a lot considering there are thousands of clothing retailers in the same niche fighting for the same dollar. Looking from the perspective of Amazon, they don’t have to really be worried about any other competitor in the apparel market because they are raking in just about 20 percent of all the sales anyway. There may be reason for Amazon to be very concerned if Kate Hudson’s Fabletics has anything to say about it. In a little under three years, Kate Hudson’s Fabletics has already sold $250 million in women’s workout clothing in the same niche.
When you talk to Hudson about all the recent success of her athleisure brand, you might be surprised to discover that all the success of this brand is attributed to just membership perks and the sales technique called reverse showrooming. To better understand what drives these two components, we drive to the local mall and walk into the Fabletics retail stores. Here you find a store packed with women who are browsing the racks for the latest in active-wear, they are taking the lifestyle quiz to boost membership perks, and they are trying on just about every piece of workout apparel inside the stores.
In order to be a dominant force in this competitive fashion e-commerce market, you need online sales in record numbers too. That is exactly what is happening at Kate Hudson’s Fabletics. Since you are able to try on all the active-wear inside the stores, those pieces get uploaded to your membership account, allowing the shopper to continue with the purchase when it is convenient for them. Now since they already saw how the piece looked when they tried it on, that element of wonder if it will fit has been eliminated. What happens now is those same women go impulse shopping in record numbers.
The allure to Kate Hudson’s Fabletics is the membership perks, ranging from free shipping, discounted clothing deals, and your own personal shopper. Your shopper looks at your quiz answers and will select a piece of workout apparel and put it in your cart at the top of each month. This is a shopping experience like no other, and Kate Hudson’s Fabletics appears to have caught the attention of Amazon who may have to rethink their Prime membership perks if they want to keep ahead of this company.